BANKS THAT DON'T REQUIRE CREDIT HISTORY
Snap Finance
Get the furniture you love now. Pay later.
Our flexible leases help you take it home today. All credit types are welcome with Snap's easy lease-to-own financing.
- Apply in minutes, get a decision in seconds
- No impact to your FICO® score
- No credit history required
Acima Leasing
Get furniture, mattresses, and home furnishings ---all without credit* You can lease it until you own it, purchase early^ at a discount..
It’s as easy as completing the lease agreement and making an initial payment
Basic approval requirements
- Checking account with at least $750/month of income
- 3 months of income history
- Government-issued photo IDÂ
- and a SSN or ITIN
Progressive Leasing
We know a three-digit number doesn’t tell your story. That’s why every Progressive Leasing approval is NO CREDIT NEEDED.
Our underwriting process allows us to consider everyone with less-than-perfect credit. We look at many other data points including income and banking history and regularly approve people with less than perfect credit or very little credit history.
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved. Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.
IDEAL FURNITURE VIP CARDS
Synchrony Financial
Looking for exclusive VIP benefits?
Become a VIP Cardholder
Financing options ranging from 12 to 60 months on qualifying purchases
- No Annual Fee
- Safe & Secure with $0 Fraud Liability
- Free Access to your credit score
- Ability to request a credit increase
- 24/7 secure online account access with customizable account alerts
- Manage your account easily on the go with the MySynchrony Mobile App For iOS and Android